The quicksand of overspending

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Many people don’t realise that spending beyond their means is the top cause of financial ruin

Before you add more items to your online shopping cart, put a hold on all non-essential items until you have cleared every cent of your old debt.

The quicksand of overspending

Tan Ooi BoonInvest Editor

By the time you read this, you might have already spent quite a bit of money shopping for great deals in the Black Friday sale, and there is still Cyber Monday to come.

Christmas is just weeks away, so now seems as good a time as any to splurge with a vengeance.

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